11: The Time Value of Money- Annuities, Perpetuities, and Mortgages Last updated Save as PDF Page ID 88593 Kenneth S. Bigel Touro University 11.1: Chapter Eleven- Learning Outcomes 11.2: Annuities 11.3: The Derivation of (Ordinary) Annuity Factors 11.4: The Derivation of Annuity Factors (Solution) 11.5: Future and Present Annuity Values- The Nature of Their Cash Flows 11.6: Future and Present Annuity Factors- Mathematical Formulas 11.7: Characteristics of Annuity Factors- A Review 11.8: Annuities- Practice Problems 11.9: Annuities Due 11.10: Annuities Due (Solutions) 11.11: Adjustment from Ordinary Annuity to Annuity Due 11.12: Uneven Cash Flows 11.13: Uneven Cash Flows (Solutions) 11.14: Uneven Cash Flows (Practice Problem) 11.15: Uneven Cash Flows (Practice Problem Solutions) 11.16: Uneven Cash Flows- Another Self-Test Practice Problem 11.17: Solution to Another Uneven Cash Flow Practice Problem 11.18: Perpetuities- No-Growth Perpetuities 11.19: The “Law of Limits” and Perpetuities 11.20: Growth Perpetuities 11.21: Fractional Time Periods 11.22: Loans- The Conventional Mortgage 11.23: A Few Thoughts about Mortgages 11.24: Summary Comparison of 15- and 30-Year Mortgages 11.25: Personal Financial Planning Problem 11.26: Summary- The Time Value of Money 11.27: Chapters 10 - Review Questions