12: Emerging Technologies in Financial Management
- Page ID
- 150169
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Learning Outcomes
After completing this chapter, students should be able to:
- Explain how emerging financial technologies affect cash flows, risk, and firm value from a managerial finance perspective.
- Describe the major components of the fintech ecosystem—including digital payments, automation, data analytics, and platform-based finance—and explain their roles in modern financial decision-making.
- Evaluate fintech-related investments and adoption decisions using core financial tools such as discounted cash flow analysis, NPV, and cost–benefit analysis, rather than technology hype.
- Analyze how fintech adoption can alter a firm’s risk profile, including operational risk, cybersecurity risk, regulatory risk, and model risk.
- Assess how digital finance tools such as digital payments, crowdfunding, and peer-to-peer finance influence capital formation, liquidity, and access to financing for firms and entrepreneurs.
- Apply the principles of financial management developed in earlier chapters to evaluate real-world fintech examples in both domestic and international contexts.