Under the Fair Credit Reporting Act, an applicant denied credit has a right to a hearing has the right to be told the name and address of the credit bureau that prepared the credit report upon which d...Under the Fair Credit Reporting Act, an applicant denied credit has a right to a hearing has the right to be told the name and address of the credit bureau that prepared the credit report upon which denial was based always must pay a fee for information regarding credit denial none of the above