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- https://biz.libretexts.org/Bookshelves/Civil_Law/The_Legal_and_Ethical_Environment_of_Business/07%3A_Torts/7.03%3A_NegligenceFor example, if there is a spill on a store’s floor and the store owner has put up a sign that says “Caution—Slippery Floor,” yet someone decides to run through the spill anyway, then that person woul...For example, if there is a spill on a store’s floor and the store owner has put up a sign that says “Caution—Slippery Floor,” yet someone decides to run through the spill anyway, then that person would lose a negligence lawsuit if he or she slips and falls because the spill was open and obvious.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Foundations_of_Business_Law_and_the_Legal_Environment/07%3A_Tort_Law/7.05%3A_CasesThis page explores legal cases focusing on false imprisonment and negligence. In Lester v. Albers Super Markets, the court ruled that false imprisonment requires force or threat, finding for the defen...This page explores legal cases focusing on false imprisonment and negligence. In Lester v. Albers Super Markets, the court ruled that false imprisonment requires force or threat, finding for the defendant. The Whitlock v. University of Denver case involved negligence regarding trampoline safety, with the court ruling the University owed no duty of care due to lack of a special relationship. Other cases highlighted include Palsgraf v. Long Island R.R.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Foundations_of_Business_Law_and_the_Legal_Environment/09%3A_Products_Liability/9.03%3A_NegligenceThis page discusses the role of negligence in products-liability lawsuits, highlighting its usefulness for design defects and warnings. While it allows claims without privity, proving negligence is co...This page discusses the role of negligence in products-liability lawsuits, highlighting its usefulness for design defects and warnings. While it allows claims without privity, proving negligence is complicated by defenses like contributory negligence, assumption of risk, and preemption due to federal standards. Overall, negligence is a potential cause of action, but various challenges can impede plaintiffs.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Foundations_of_Business_Law_and_the_Legal_Environment/15%3A_Liability_of_Principal_and_Agent_Termination_of_Agency/15.03%3A_Agents_Personal_Liability_for_Torts_and_Contracts_Termination_of_AgencyThis page discusses the personal liability of agents for torts and contracts, highlighting that agents are liable for their own torts but not for contracts made for principals, with exceptions. It add...This page discusses the personal liability of agents for torts and contracts, highlighting that agents are liable for their own torts but not for contracts made for principals, with exceptions. It addresses termination of agency relationships by mutual consent, expiration, or operation of law due to death, incapacity, or illegality. The principal's duty to notify others of termination is emphasized, along with the potential for lingering authority.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Foundations_of_Business_Law_and_the_Legal_Environment/09%3A_Products_Liability/9.07%3A_Summary_and_ExercisesThis page outlines products liability, detailing theories like warranty, negligence, and strict liability. Sellers face liability for breaches of express and implied warranties, with the UCC allowing ...This page outlines products liability, detailing theories like warranty, negligence, and strict liability. Sellers face liability for breaches of express and implied warranties, with the UCC allowing exclusions and the Magnuson-Moss Act requiring clear disclosures. Courts favor strict liability, holding sellers accountable for defective products without regard for negligence.
- https://biz.libretexts.org/Courses/Coastline_College/Personal_Finance_v2/10%3A_Personal_Risk_Management-_Insurance/10.02%3A_Insuring_Your_PropertyThe average premium for homeowners insurance in 2024 in the United States was $1,915 a year to provide $300,000 of dwelling coverage [2] . Renters insurance providing $30,000 in personal property cove...The average premium for homeowners insurance in 2024 in the United States was $1,915 a year to provide $300,000 of dwelling coverage [2] . Renters insurance providing $30,000 in personal property coverage, $100,000 in liability coverage and a $500 deductible costs $148 a year [3] . Premiums can vary, even for the same levels of coverage for the same insured.
- https://biz.libretexts.org/Courses/Northeast_Wisconsin_Technical_College/Book%3A_Business_Law_I_Essentials_(NWTC__OpenStax)/06%3A_The_Tort_System/6.02%3A_Intentional_Torts_and_NegligenceIt is the name of a cause of action in a tort, and it is a form of conduct that does not meet the reasonable standard of care (Kionka, 2013). The cause of action is the reason for the damage, and the ...It is the name of a cause of action in a tort, and it is a form of conduct that does not meet the reasonable standard of care (Kionka, 2013). The cause of action is the reason for the damage, and the standard of care is based on the care that a reasonable person would need in a given situation. Negligence is decided by determining the duty of the defendant, whether or not the defendant committed a breach of that duty, the cause of the injury, and the injury itself.
- https://biz.libretexts.org/Courses/Kansas_State_University/PFP_105%3A_Introduction_to_Personal_Financial_Planning/10%3A_Personal_Risk_Management-_Insurance/10.01%3A_Insuring_Your_PropertyTo gauge the risk of the insured, the insurer needs information about your personal circumstances and history, the nature of the property, and the amount of coverage desired for protection. For exampl...To gauge the risk of the insured, the insurer needs information about your personal circumstances and history, the nature of the property, and the amount of coverage desired for protection. For example, 100/300/50 means that $100,000 is the limit on the payment to one person in an accident; $300,000 is the limit on the amount paid in total (for all people) per accident; and $50,000 is the limit on the amount of property damage liability that can be paid out.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Book3A_Law_for_Entrepreneurs/07%3A_Introduction_to_Tort_Law/7.04%3A_NegligenceA common statement of the rule is the following: “There must be reasonable evidence of negligence but where the thing is shown to be under the management of the defendant or his servants, and the acci...A common statement of the rule is the following: “There must be reasonable evidence of negligence but where the thing is shown to be under the management of the defendant or his servants, and the accident is such as in the ordinary course of things does not happen if those who have the management use proper care, it affords reasonable evidence, in the absence of explanation by the defendants, that the accident arose from want of care.”Scott v.
- https://biz.libretexts.org/Bookshelves/Finance/Individual_Finance/10%3A_Personal_Risk_Management-_Insurance/10.01%3A_Insuring_Your_PropertyTo gauge the risk of the insured, the insurer needs information about your personal circumstances and history, the nature of the property, and the amount of coverage desired for protection. For exampl...To gauge the risk of the insured, the insurer needs information about your personal circumstances and history, the nature of the property, and the amount of coverage desired for protection. For example, 100/300/50 means that $100,000 is the limit on the payment to one person in an accident; $300,000 is the limit on the amount paid in total (for all people) per accident; and $50,000 is the limit on the amount of property damage liability that can be paid out.
- https://biz.libretexts.org/Bookshelves/Civil_Law/Foundations_of_Business_Law_and_the_Legal_Environment/15%3A_Liability_of_Principal_and_Agent_Termination_of_Agency/15.02%3A_Principals_Tort_and_Criminal_LiabilityThis page explains the principal's vicarious liability for employee torts, clarifying when principals are liable for actions within the scope of employment and distinguishing between direct and vicari...This page explains the principal's vicarious liability for employee torts, clarifying when principals are liable for actions within the scope of employment and distinguishing between direct and vicarious liability. It discusses exceptions for independent contractors and intentional torts, and emphasizes the "scope of employment" and "zone of risk" tests for determining liability.
