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    Icon for the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License

    Financial Empowerment by Bettina Schneider and Saylor Academy is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License, except where otherwise noted.

    Financial Empowerment: Personal Finance for Indigenous and Non-Indigenous People is a derivative work of the Personal Finance, v. 1.0 openly licensed textbook adapted by Saylor Academy (2012) under a Creative Commons Attribution-NonCommerical-ShareAlike 3.0 License without attribution as requested by the work’s original creator and licensee. The textbook can be accessed at: https://saylordotorg.github.io/text_...nce/index.html.

    The modifications to the original textbook Personal Finance, v. 1.0 are released under the same license and are described in the section “Modifications made to Personal Finance.”

    Under the terms of the CC BY-NC-SA 4.0 International License, you are free to copy, redistribute for non-commercial purposes, modify or adapt this book as long as you provide attribution to Bettina Schneider and Saylor Academy, and distribute any modified work on the same licensing terms.

    Additionally, if you redistribute this textbook, in whole or in part, in either print or digital format, then you must retain on every physical and/or electronic page the following attribution:

    Download Financial Empowerment: Personal Finance for Indigenous and Non-Indigenous People adapted by Bettina Schneider from Personal Finance, v. 1.0 by Saylor Academy for free at www.uregina.ca/open-access/open-textbooks.

    Cover design: John van der Woude, JVDW Designs, is licensed under a CC BY 4.0 International License.

    Cover photo: Terry Massey, Strictly Social, is licensed under a CC BY 4.0 International License.

    Video production for the Elder interviews was provided by Terry Massey, Strictly Social. The Elder videos are the copyright of each interviewee and licensed under a CC BY-NC-SA 4.0 International License.

    For questions regarding this license and publication, please contact: uofrpress@uregina.ca. To learn more about University of Regina Press’s Open Textbook Publishing Program, visit www.uofrpress.ca.